Cardus made a submission to the Department of Finance's consultation on predatory lending, including considerations on lowering the criminal rate of interest, increasing access to low-cost, small-value credit, and on additional revisions to the payday lending exemption.
Work & Economics
Policy Memo
Memo: Department of Finance Consultation on Predatory Lending
November 30, 2023
Work & Economics
Policy Brief
Policy Brief: Turning Aces Into Assets
The Case For Gambling Reform In Ontario
June 21, 2022
Work & Economics
Research Report
Turning Aces into Assets
Four Options to Help the Government Turn Its Addiction to Gambling Revenue into Assets for the Poor
May 28, 2021
Work & Economics
Policy Memo
Protections for Users of High-Cost Credit
Building a better credit market requires government to look beyond restrictions aimed at suppliers of high-cost loans.
April 1, 2021
Work & Economics
Research Report
Pressing Its Luck
How Ontario Lottery and Gaming Can Work for, Not Against, Low Income Households.
June 9, 2020
Education
Research Report
Flexible Education in an Age of Disruption
Embracing Innovation and Diversity in Ontario K–12 Education
May 25, 2020
Work & Economics
Research Report
The Changing Face of Payday Lending in Canada
June 26, 2019
Work & Economics
Research Report
New Powers, New Responsibilities
A Guide for Municipalities on Payday Loan Regulation
April 9, 2018
Work & Economics
Research Report
Payday Loan Regulations
A Horse Race Between Red Tape and Innovation
January 11, 2018