Dijkema, Brian and Rhys McKendry. "Banking on the Margins." Cardus, 2016. https://www.cardus.ca/research/work-economics/research-report/banking-on-the-margins/
Our current payday loan market is failing consumers and society and government regulations alone cannot solve the current situation. Our new report, Banking on the Margins, aims at reforming Canada’s payday loan market. In this report, we call for joint efforts between government, banks, credit unions and charities to provide customers with lower rate loans as an alternative to payday loans.
Download this research in PDF form by clicking here.